Business Owners Policy

Comprehensive Protection for Your Business

At American Advantage Insurance Agency, we offer Business Owners Policies (BOPs) to help small businesses protect their assets and minimize risks. A BOP bundles essential coverages like property insurance, liability protection, and business interruption insurance, all in one cost-effective policy. Whether you’re based in Rancho Cucamonga, Alta Loma, or the surrounding areas, we’ve got the right solution to safeguard your business.

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Comprehensive Business Owners Policy Coverage


Our BOP offers a range of coverage options tailored to the unique needs of small businesses. Here’s how we protect your business:

Covers damage to your business property, including buildings, equipment, and inventory, from fire, theft, or other covered events.

Property Insurance
General Liability Coverage

Protects your business from third-party claims related to bodily injury, property damage, or advertising injuries that occur on your business premises.

Custom Add-Ons

Add-ons like professional liability and cyber liability insurance are available to tailor your BOP to your specific needs.

Business Interruption Insurance

Helps replace lost income if your business is temporarily unable to operate due to a covered event, ensuring continuity during tough times.

Customizable BOP Plans for Your Needs

Your business is one of a kind, and your insurance should be too. We offer tailored Business Owners Policies (BOPs) that combine property, liability, and other essential coverages. Whether you own a small retail shop or a growing startup, we’ll create a plan that protects your business assets and supports your goals.

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Why Choose American Advantage Insurance Agency

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Experienced Agents


With over 20 years of experience, we provide expert advice to ensure your business is adequately covered.




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Tailored Solutions


We’ll work with you to customize your BOP with additional coverage options that match your business’s needs.

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Local Experts


We’re proud to serve Rancho Cucamonga, CA, Alta Loma, CA, Fontana, CA, Upland, CA, Ontario, CA, San Bernardino, CA, and surrounding areas. Our team knows the unique needs of local business owners and is here to offer personalized service.

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Affordable Coverage


We offer cost-effective BOPs that combine essential coverage into a single policy, saving you money and simplifying your insurance.

Frequently Asked Questions

  • What is a Business Owners Policy (BOP)?

    A BOP is a bundle of essential insurance coverages, including property insurance, general liability, and business interruption insurance, designed for small businesses. It’s a cost-effective way to get comprehensive coverage.

  • Can I add coverage to my BOP?

    Yes, you can add additional coverage such as professional liability, cyber liability, and workers compensation to your BOP to ensure your business is fully protected.

  • Is a BOP right for my small business?

    A BOP is ideal for small businesses that need comprehensive coverage but want to save money by bundling multiple policies into one. Our agents can help you determine if it’s the best option for your business.


Get the Coverage You Deserve Today

Contact us today to get a quote and see how we can help protect your business with a comprehensive Business Owners Policy.